The future of business capital.
ZenMe is building the intelligent marketplace where verified businesses and funding partners meet — powered by structured data, AI underwriting, and continuous repayment intelligence.
One intelligent platform. Every workflow.
Merchant Discovery
Filter verified merchants by ZenScore, tenure, industry, and cash flow shape.
ZenScore Integration
Native score-based filtering, thresholds, and category breakdowns.
Portfolio Analytics
Volume, concentration, and cadence dashboards at the portfolio level.
Repayment Monitoring
Live repayment status feeding back into merchant scoring loops.
API Access
Programmatic connectivity to deal flow, ZenScore data, and events.
Every form of business capital.
Over time, ZenMe will support the full range of funding options a modern business might need — with the same intelligence layer underneath.
- Merchant Cash AdvancesComing Soon
- Working CapitalComing Soon
- Equipment FinancingComing Soon
- Lines of CreditComing Soon
- Invoice FactoringComing Soon
- SBA Referral NetworkComing Soon
- Business BankingComing Soon
- Embedded FinanceComing Soon
Our Vision
One intelligent platform. Every form of business capital. Powered by data — not gut feel.
Get early access.
Businesses and funding partners are both welcome. We'll reach out as the marketplace opens.